Airdrop Guide
UR (pronounced “You Are”) is a blockchain-based neobank application built as part of Mantle Network’s banking infrastructure to merge traditional banking services with cryptocurrency functionality. The platform enables users in over 45 countries to manage both fiat and digital assets within a single unified account. It features self-custody wallets powered by Turnkey with biometric authentication and supports multi-currency IBAN accounts for EUR, CHF, USD, and RMB, alongside a Mastercard debit card. Fund transfers are handled via traditional banking rails like SWIFT, SEPA, and SIC, as well as crypto networks including Ethereum and Arbitrum. While no traditional governance token funding rounds or venture amounts are specified in the official documentation, all deposits and transactions are tokenized and settled onchain. The platform currently provides official incentives through an ongoing referral program, automated USDe yields, and a limited-time Pro membership promotion.
How to Participate in the UR Airdrop
To establish a active presence on the platform and secure the available rewards, follow this sustained interaction strategy:
- Account Creation: Visit the UR registration page and create an account using a Google or email login, which automatically generates a self-custody wallet in the background.
- Complete Identity Verification: Complete the mandatory KYC process. Doing so activates registration benefits, referral tracking, and unlocks the complimentary Pro membership upgrade.
- Secure Your Access: Download the mobile application on iOS or Android and set up biometric authentication to secure your wallet.
- Fund Your Account: Deposit funds by utilizing traditional banking rails (SEPA, SWIFT, or SIC) or by transferring crypto assets directly from the Ethereum or Arbitrum networks. Please verify the token approval amount; authorize only the specific amount required for the transaction.
- Execute an Initial Transaction: Make a first transaction of at least $5 to fully activate your account and trigger any referral rewards if you registered via a referral link.
- Maintain a Yield-Bearing Balance: Acquire USDe (which can be purchased on Binance and transferred, or swapped from USDC directly inside the UR app) and hold it on the Mantle Network within your UR wallet to passively earn up to 5% APY distributed weekly.
- Engage in the Referral Program: Share your unique referral link to invite new users. For every referee who completes KYC and executes a minimum $5 transaction, both you and the referee will receive $5 credited directly to your accounts.
Potential Reward
There is no confirmed token or airdrop mechanism.
Airdrop Requirements
To qualify for the ongoing platform promotional incentives, users must fulfill the following specific requirements:
- Successful completion of the identity verification (KYC) process.
- For referral rewards, the referee must execute a minimum transaction of $5.
- For the Pro membership promotional upgrade, registration and KYC must be completed between the specified dates of October 7, 2025, and January 6, 2026.
- For the 5% APY yield, users must maintain a USDe balance on the Mantle Network inside their verified UR wallet.
Latest UR Airdrop Updates
UR is currently running an ongoing promotion where users who complete registration and KYC between October 7, 2025, and January 6, 2026, receive a complimentary three-month upgrade to Pro membership, alongside an ongoing, uncapped $5 referral program and up to 5% APY on USDe holdings.
Risk
The primary risks revolve around centralized identity requirements and asset custody. Because UR functions as a neobank, participants must submit full KYC documentation, which presents standard data privacy risks. Additionally, earning yield requires holding USDe stablecoins within the application; this exposes users to the underlying smart contract risks of Ethena's yield mechanics, fluctuations in the Ethena-generated APY, and the operational security of the Turnkey-powered self-custody infrastructure on the Mantle Network.
FAQ
Is UR available in my country?
UR currently operates in more than 45 countries. You can verify if your jurisdiction is supported by visiting the official UR website or beginning the registration process.
How long does the KYC verification take to process?
The KYC verification process typically takes between 24 and 48 hours to complete, though times can vary depending on document clarity and overall verification volumes.
How is the USDe APY calculated and distributed to users?
The yield is calculated automatically based on your daily USDe balance and is automatically credited to your UR wallet on a weekly basis, fluctuating in line with Ethena's current yield performance.
[Data sources: official website / project social links]